Being involved in a hit-and-run accident can be a stressful and confusing experience. You might feel a mix of shock and frustration, especially if the other driver flees the scene. However, knowing the steps to take can help you manage the situation more effectively.
Stay at the scene
One of the first things you should do is remain at the scene of the accident. Leaving the scene, even if you’re upset or unsure what to do next, could result in legal consequences. By staying put, you not only stay within the law, but you also give law enforcement the opportunity to investigate. Ensure your safety by pulling over to a safe area if needed.
Call the police immediately
Contact the police as soon as possible. In Missouri, it’s required by law to report accidents, especially hit-and-run incidents. When you speak with the officer, be sure to give them as much information as possible, including the time, location, and any details you remember about the other vehicle (e.g., make, model, color, license plate number, and any visible damage). This will help the police with their investigation.
Gather evidence and details
If it’s safe, try to gather as much evidence as you can. Take photos of your vehicle and the scene. If there are any nearby security cameras, make a note of their locations. If any witnesses are present, ask for their contact information, as their statements may be helpful for your case.
Notify your insurance company
Report the hit-and-run to your insurance company as soon as possible. Missouri law requires drivers to carry liability insurance, but if the responsible driver cannot be found, your own insurance may help cover the damages. Make sure to provide the insurance company with all the relevant information you’ve collected.
Consider your legal options
While you may not have control over the actions of the person who caused the accident, you do have options for recovering compensation. Missouri’s uninsured motorist coverage might come into play here, and discussing your case with your insurer or a legal professional could help you explore your options for compensation.
If you’re in a hit-and-run accident, staying calm and following the steps above is a good to protect yourself and your rights.
